Loan


Balance sheet



Personal balance sheet

A personal balance sheet lists current assets such as cash in checking accounts and savings accounts, long-term assets such as common stock and real estate, current liabilities such as loan debt and mortgage debt due, or overdue, long-term liabilities such as mortgage and other loan debt...


Balance sheet substantiation

Balance Sheet Substantiation is the accounting process conducted by businesses on a regular basis to confirm that the balances held in the primary accounting system of record (e.g...
Records of the values of each account in the balance sheet are maintained using a system of accounting known as double-entry bookkeeping...


Balance Sheet Substantiation includes multiple processes including reconciliation (at a transactional or at a balance level) of the account, a process of review of the reconciliation and any pertinent supporting documentation and a formal certification (sign-off) of the account in a predetermined form driven by corporate policy...
Bearer biological assets are plants or animals which bear agricultural produce for harvest, such as apple trees grown to produce apples and sheep raised to produce wool.

Liabilities



Equity

The net assets shown by the balance sheet equals the third part of the balance sheet, which is known as the shareholders' equity...
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Imprest Cash Funds

The Imprest Cash Fund represents a loan (or advance) to a department, so the department must designate a custodian to sign the Imprest Change Fund Agreement Form when the fund is established, to safeguard and account for the Fund during its existence, and ultimately repay the advance when the need for the fund no longer exists...
Imprest Cash Funds must not be maintained in checking or other bank accounts without specific authorization from the Treasurer’s Office...
Imprest Cash Funds may only be used in connection with University business and must not be loaned to or used by any individual for personal use or for cashing of personal checks, or used for subject fee payments or used to reimburse employees for travel and hosting expenses...


When accounting discrepancies occur in the submission of vouchers, Accounts Payable reserves the right to round off credit balances that it considers de minimus in amount...
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Payday loans without direct deposit



A payday loan without direct deposit is a good alternative because you can borrow cash without starting a checking account and submitting your details...


One more reason why a payday loan without direct deposit is great is that you can get your cash any time rather than have your money transferred to your account....
All you need to do is to submit a written application and get your loan without direct deposit...
Lenders offering payday loans are client-oriented and they have quite flexible policies with but a few requirements...
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Payday loan without checking account



The number of services offering payday loans without checking account seems to be growing rapidly...
When you know you have what it takes to get a payday loan without checking account, you can apply for a loan...
If you are dealing with financial difficulties and do not want to open a checking account, there are lots of options for you...
Second, you should have a steady source of income for the lender to ensure you are not going to default on your loan...


What's good about payday loan services is that you can apply without having to leave your home...
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When Will I Get My Tax Refund?

So checking back several times a day throughout the week won’t normally give you any new information...
This is just one more reason to say no to refund anticipation loans.

Where is My IRS Refund Check?

You can check the status of your federal tax refund as soon as 72 hours after the IRS acknowledges receipt of your e- filed return...
They stopped this practice in 2013 after there were delays in the refund process due to new anti-fraud measures.

The table below shows an approximation of when your federal tax refund should be direct deposited into your bank account, or the date your check will be mailed...
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Bookkeeping



Single-entry system

The primary bookkeeping record in single-entry bookkeeping is the cash book, which is similar to a checking (cheque) account register but allocates the income and expenses to various income and expense accounts...
It may be split into two daybooks: receipts daybook for money received in, and payments daybook for money paid out
  • General Journal daybook, for recording journals
  • Petty cash book

    A petty cash book is a record of small value purchases before they are later transferred to the ledger and final accounts, it is maintained by a petty or junior cashier...
    A journal is a formal and chronological record of financial transactions before their values are accounted for in the general ledger as debits and credits...
    A double-entry bookkeeping system is a set of rules for recording financial information in a financial accounting system in which every transaction or event changes at least two different nominal ledger accounts...
    Separate account records are maintained for petty cash, accounts payable and receivable, and other relevant transactions such as inventory and travel expenses...
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