Loan


Ways to improve your credit score

"Repayment of past debt is the single most important factor in calculating credit score," says Jason Alderman of Visa.

  • Set up automatic bill payments to avoid being late, especially if you tend to procrastinate, you're unorganized or you travel regularly, says Gail Cunningham of the National Foundation for Credit Counseling.
  • Pay more than the minimum amount due, if you can...
    If you pay only your credit-card minimums, it will take you much longer to pay off your debt and will cost you more.
  • Keep the balances on your credit accounts below 35% of your available credit, says Ken Chaplin of TransUnion...
    Your payment history is 35% of the total FICO score...
    The range is 300 to 850; the best interest rates are typically offered to people with scores above 720.
  • Pay your bills on time — even if it's just the minimum amount due...
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    The Imprest Stock System That Doesn’t Ruin Your Business

    Determining the proper amount and the location of warehouses as well as the policy of the safety stock is one of the major challenges in designing the imprest stock system...
    It’s impossible to limit and control the minimum and maximum levels of the imprest stock, since its value is dynamic and constantly changing...
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    Down Payment on a House

    If you are planning to purchase a home, part of land or any other sort of estate property, first thing you should do is to calculate how big a down payment on a house you can make right now and outline your payout strategy for the future...
    Federal Housing Administration (Federal Housing Administration) permits potential owners to make down payments on a house amounting to 4-6%...
    The Federal Housing Administration accepted the role of an insurance company and was to provide assistance to lenders in cases whereby borrowers defaulted on down payments...
    It is noteworthy that you should not expect a lender to offer you a zero down payment option, because this is no longer a common thing....


    FHA down payment assistance is one of the most renowned down payment assistance programs...
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    Down Payment

    Down Payment on a House

    Down payment on a house is a percentage of the value of the house you are buying...
    Also, until that time, home loans with no down payment were a common thing...
    It takes a little time and consideration to choose a lender, because lenders offer different terms and rates, which actually make up the total FHA loan down payment size ...


    Until October 1, 2008, sellers had the right to help buyers build sums of money for down payments by contributing up to 6% of the home value...
    FDA allows first time home buyers and long-standing home owners to purchase homes with a down payment amounting to less than 4% of the home’s total value...
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    Imprest Petty Cash – the Main Principle of Petty Cash System!

    Other documents showing the payment should go with the petty cash receipt...
    Well, it is a form used as a docket showing the payment made from a petty cash account...
    Or you’ve ordered pizza and you can use your petty cash to pay for the goods delivered to you house...
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    Imprest System – a Loan System Controlling Fraud and Theft!

    Others choose this system as it provides a good control over their small payments...
    The person gets a cheque where all his payments are stated within a certain period...
    You can easily buy a car or purchase a house, start your own business or deal with the debts (unfortunately, everything may happen in this life) taking a loan...
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