Loan


Online Merchant Account



The advantages of working with offshore accounts are as follows:

If your business is on a global scale, the use of an offshore merchant account can be very beneficial for you...
This will help you get your business approval To get the best merchant account, you will need to work with experienced professionals, who have connections with different banks and know all the peculiarities of high risk account management...
Many large banks readily provide high risk merchant accounts for any payment processing needs...
It is much more effective to take advantage of the services offered by banking professionals rather than reduce your chances to get an account on your own...


It is a common thing when businesses with local bank accounts take advantage of international merchant accounts...
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Checking Account

compare checking accounts offered by your chosen banks...
With checking accounts growing more and more popular, many banks offer user friendly online services with lucrative checking account rates ...


High interest checking accounts are offered by online banking services...

What is a Checking Account

Many of us have a good understanding of bank accounts, but some of us may aks what is a checking account ? It is a bank account, which deposit holders can use for their most common transactions, which include bill payment, purchases, etc...
The best checking accounts are offered by both national and regional banks, such as Bank of America, Home Street Bank, Citizens Bank, First New England FCU, etc...
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Few outlets have offered consumers their credit scores for free

"Customers who are actively looking at their credit score tend to be less likely to get delinquent and in trouble with their accounts," he says...
Scores are also visible on online accounts.

  • Capital One started giving customers their TransUnion credit score, a FICO competitor, and report in March 2014.
  • CitiCard holders started getting free monthly access to their FICO score online this month.
  • Experian announced this month that it will start offering members in its credit tracking program their FICO scores instead of the Plus credit score...
    Although, credit scores alone won't tell people why the number has moved up or down...
    For that you still have to get ahold of your credit report, which is only available for free once a year from each of the three credit-reporting agencies...
    "It's significant that these banks, that have so much control and so much power when it comes to making lending decisions, are taking the steps to open up some of the process and let people see more clearly where they stand."

    "Seeing your credit score with regularity gives people the opportunity to catch certain trends," like identity theft, says Bruce McClary, spokesperson for the National Foundation for Credit Counseling...
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    Free Online Merchant Account



    It is quite advisable to diversify your business with offshore accounts and use several banks instead of one...


    There are several reasons why this sort of account is regarded by many as the best option:

    1. It is available for free
    2. It helps you boost your business by attracting audience from various parts of the world
    3. You have a broader choice of banks and electronic payment services
    4. You can increase your turnover and save more money
    Because banks charge higher fees for international transactions, an offshore account allows you to avoid these charges...
    This will help you avoid serious or total losses due to the failure of the only bank you would be using otherwise....
    There are so called offshore merchant account services, with the help of which you can create accounts based outside your region...
    This is not the case with offshore accounts...
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    Online Checking Account



    Benefits of Online Checking Accounts

    There are a number of benefits that you can get while using online checking accounts...
    That is why it is very important to research and compare different bank offerings as well as read reviews from other banks’ users...
    To attract more customers, many banks provide personal accounts for each client...
    That is why it is very important to understand how online checking accounts work and what your best options are...
    When you shop in such online e-stores, you can save up to 30 percent of the original sales amount.
  • Best Online Checking Account

    One of the main aspects that can help you find the best online checking account is your ability to locate the best online bank offering high interest rates...
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    The Right Way To Use Your Credit Cards

    I personally use mine for return flights to Marseille, where I used to live, to see friends there.

    Say I want to fly for a long weekend in December, I can get a return flight for 8,000 Avios points plus ?35...
    This flight is usually ?215 return. Therefore, my 8,000 Avios are worth ?180 to me.

    With my Amex, I need to spend ?8,000 to earn 8,000 points, and hence for each ?1 I spend, I get ?180/? 8000 = 2.25p back. Therefore, I get the equivalent of 2.25% cashback as this is expenditure that I would have otherwise incurred myself.

    Many personal finance gurus often say “no one ever got rich through credit card points”...
    I say “everyone can get rich quicker by accepting free money”!!

    Step 4: Reap other benefits

    There are also other benefits to having a credit card that you pay off in full each month...
    When you sign up, you receive two cards: one Amex and one Mastercard.

    You collect 1 Avios point on the Amex card for every ?1 you spend, and in establishments that don’t accept Amex, you can get 1 Avios point for every ?5 you spend on the Mastercard.

    You can then exchange your Avios points for flights and other rewards...
    Let’s say on average you spend ?1,000 per month on your credit card, and we’ll assume that on average your direct debit is one month after the date of purchase.

    Then, also say that you earn 5% interest on your cash account (which is currently possible in certain current accounts).

    Then, by using a credit card instead of a debit card for your transactions, you will have earned extra interest of:  ?1,000 * ((1.05^(1/12)-1) * 12 = ?49.

    Therefore, you’ve earned an additional ?49 a year just from paying your credit card down in full...
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