Loan


Down Payment Assistance

Down payment assistance programs are popular among people with medium and low incomes, since they can be very helpful in obtaining houses, vehicles and other luxury products. Particularly, these programs help their clients make a down payment, which is part of the total value of an object. As a rule, buyers are required to pay down 5 to 25 percent of the value. More >>>

FHA Down Payment Assistance

Federal Housing Administration (FHA) is a US governmental agency established in 1934 in line with the National Housing Act. These governmental measures were aimed at boosting the US real estate market and home construction. As part of this anti-crisis program, the US government launched the FHA down payment assistance program. FHA had the authority to screen potential home buyers for creditability and provide insurance services for lending institutions to secure them against severe losses due to defaults. More >>>

Down Payment

Down payment assistance is available via numerous housing community programs, which provide grants for eligible home buyers. The biggest problem is that many people are still not sure in their own ability to save money for a down payment . Others do not feel confident in their further well-being. However, these programs have helped many people overcome the barrier. More >>>

Balance Transfer

A balance transfer is a common financial service provided by many credit card companies. Basically, the service represents a funds transfer from one account to another, when a customer replaces his or her current credit card with a new one. When a balance transfer is complete, the outstanding balance held on the previous credit card is then moved to a new account. A good thing about this is that interest rates are usually lower after the transfer. More >>>

Imprest Balance

Since companies have regular expenditures related to some minor work activities, it is very important to maintain an imprest balance . This will ensure a consistent flow of petty cash as well as the management of a petty cash fund . This fund must be replenished from time to time to guarantee cash availability to cover minor expenses. More >>>

The Imprest Stock System That Doesn’t Ruin Your Business

Based on the maximum level specified by a company for each its item, the imprest stock system provides its users with items and supplies that can be fully managed and provided in advance, before this or that item runs out of stock. This reduces significantly transportation and storage costs and improves customer satisfaction levels. More >>>

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