Loan


Here are some questions about the HARP refinance program

Still, about 700,000 borrowers remain eligible and are considered “in the money,” according to the F.H.F.A. — that is, they would benefit financially from the program. (Typically, those who may benefit have a mortgage balance of at least $50,000, with 10 years or more left on the loan, and an interest rate above current market rates.) On average, the program saves borrowers about $200 a month, the housing finance agency says. More >>>

Mortgage Down Payment Requirements

If you would like to buy a home or any other costly item, but you are too short of money, there is a chance to buy a good thing by paying part of the total value and continuing to pay until you return the full amount. This is what we call a down payment – a percentage of the value of a house (or any other luxury item). Usually it amounts to between 5 and 25 percent of a property’s value. More >>>

Down Payment Assistance

Down payment assistance programs are popular among people with medium and low incomes, since they can be very helpful in obtaining houses, vehicles and other luxury products. Particularly, these programs help their clients make a down payment, which is part of the total value of an object. As a rule, buyers are required to pay down 5 to 25 percent of the value. More >>>

FHA Down Payment Assistance

Federal Housing Administration (FHA) is a US governmental agency established in 1934 in line with the National Housing Act. These governmental measures were aimed at boosting the US real estate market and home construction. As part of this anti-crisis program, the US government launched the FHA down payment assistance program. FHA had the authority to screen potential home buyers for creditability and provide insurance services for lending institutions to secure them against severe losses due to defaults. More >>>

High Interest Checking Accounts

With so many banks to choose from, you should have a clear idea of what a checking account is and how you can take advantage of such accounts. In simple words, a checking account is an account with a bank or credit union that holds all your transactions. You can easily withdraw funds from any ATM as well as use the service to pay your monthly bills, make purchases, etc. More >>>

Balance Transfer Credit Cards

Balance transfer credit cards are issued to clients willing to move their funds from one account to another. Such inter-account transfers have proven to be a way out for many people who have sustained financial impact. If you already have a credit card, you can get a new one with a lower interest rate and more suitable terms and move your funds to it. One reason why many people go for it is the absence of transfer charges. More >>>

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