Loan


Who Gets to Keep the Bank Accounts?

We had to complete all the steps outlined by the bank to remove my husband’s name from the account remotely because we opened the account at a branch in New York more than 12 years ago. In some cases, banks require you to submit the information to the originating branch. This can create difficulties in our increasingly mobile society. The mail-in option worked well for us because we lived hours away from the original branch. More >>>

Here are some questions about the HARP refinance program

Still, about 700,000 borrowers remain eligible and are considered “in the money,” according to the F.H.F.A. — that is, they would benefit financially from the program. (Typically, those who may benefit have a mortgage balance of at least $50,000, with 10 years or more left on the loan, and an interest rate above current market rates.) On average, the program saves borrowers about $200 a month, the housing finance agency says. More >>>

Balance Transfer Credit Cards

Balance transfer credit cards are issued to clients willing to move their funds from one account to another. Such inter-account transfers have proven to be a way out for many people who have sustained financial impact. If you already have a credit card, you can get a new one with a lower interest rate and more suitable terms and move your funds to it. One reason why many people go for it is the absence of transfer charges. More >>>

Users rev up a turbo tirade

Tax season officially has opened, which means folks will soon be getting cranky. On the other hand, Girl Scout cookies just went on sale, so we've got Tagalongs and Do- si-dos to soothe our tax-jangled nerves. x season officially has opened, which means folks will soon be getting cranky. On the other hand, Girl Scout cookies just went on sale, so we've got Tagalongs and Do-si-dos to soothe our tax-jangled nerves. More >>>

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