Loan


Who Gets to Keep the Bank Accounts?

We had to complete all the steps outlined by the bank to remove my husband’s name from the account remotely because we opened the account at a branch in New York more than 12 years ago. In some cases, banks require you to submit the information to the originating branch. This can create difficulties in our increasingly mobile society. The mail-in option worked well for us because we lived hours away from the original branch. More >>>

Where to Look for Savings Account Options

Due to the extremely low interest rate policy (which directly impacts your bank’s savings rates) from the Federal Reserve, low interest rates on savings accounts will be here for a while. Rates have even been dropped further going into this year. The Fed Funds rate is the rate that banks lend money to each other overnight. This rate, which affects all other interest rates, has been held artificially low in my opinion, and is now effectively zero. More >>>

Balance sheet

Guidelines for balance sheets of public business entities are given by the International Accounting Standards Board and numerous country-specific organizations/companys. The standard used by companies in the USA adhere to U.S. Generally Accepted Accounting Principles (GAAP). The Federal Accounting Standards Advisory Board (FASAB) is a United States federal advisory committee whose mission is to develop generally accepted accounting principles (GAAP) for federal financial reporting entities. More >>>

Cheap payday loans

There are lenders offering different kinds of payday loans, including cheap ones to people with no or poor credit score. Such lenders do not ask their clients to submit credit histories; however they may ask you to show evidence of your financial capabilities and/or other documents. Opening a checking account is not imperative either. More >>>

Payday loan without checking account

It is a well known fact that many lenders want their clients to open checking accounts, which is undesirable for some clients. Besides, most banks frown upon customers with poor credit histories. Payday loan services offer great opportunities for such clients. You can apply for a payday loan without checking account online. More >>>

Payday Loans no Checking Account

If you have an urgent need for money, payday loans are specially designed to cover your immediate financial needs. Although some financial institutions offer not the most favorable terms for handling your payday loan applications, there are still good options out there and you can get your payday loans with no need for opening a checking account or submitting tons of documents. Take your chance now and apply for a payday loan! More >>>

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with a down payment and the balance of account