Loan


Merchant Services



A merchant services account can be used to accept payments made with the following sources:

Credit Card Merchant Services

Credit card merchant services are aimed at providing ample opportunities for online businesses to accept credit and debit card payments...


Merchant Services Direct offers a full range of online payment processing, including credit and debit card processing, electronic checks, e-wallet, etc...
You can also take advantage of such merchant card services as PayPal, 2CheckOut, or Google Checkout that allow you to accept unlimited payments without the need to open a merchant account with your bank or other payment processing company...


To use merchant card services on your website, you will need a payment gateway, which will send your clients’ credit card details from your website to the payment processing provider...
Therefore, if you are an owner of a high risk business, choose your payment processing provider wisely in order to save you from the losses associated with many ongoing payment transactions...
More >>>

Bookkeeping

It may be split into two daybooks: receipts daybook for money received in, and payments daybook for money paid out

  • General Journal daybook, for recording journals
  • Petty cash book

    A petty cash book is a record of small value purchases before they are later transferred to the ledger and final accounts, it is maintained by a petty or junior cashier...
    Other adjustments such as posting depreciation and prepayments are also done at this time...
    The error must be located and rectified and the totals of debit column and credit column recalculated to check for agreement before any further processing can take place...
    For example, all credit sales are recorded in the sales journal, all cash payments are recorded in the cash payments journal...
    More >>>

    Balance Transfer

    Furthermore, if you are late with your payment at least once, some US companies can apply their usual interest rates to your account...
    More >>>



    Down Payment

    It takes a little time and consideration to choose a lender, because lenders offer different terms and rates, which actually make up the total FHA loan down payment size ...


    Please, do not expect your lender to offer you any home loans with no down payment ...
    Also, until that time, home loans with no down payment were a common thing...


    Until October 1, 2008, sellers had the right to help buyers build sums of money for down payments by contributing up to 6% of the home value...


    While saving a 20 percent down payment is a challenge for low- and moderate income individuals, the Federal Housing Administration (FHA) offers options for potential home buyers...
    More >>>

    Checking Account

    Free checking accounts provide basic opportunities for secure money storage and convenient bill payment and electronic shopping options...

    What is a Checking Account

    Many of us have a good understanding of bank accounts, but some of us may aks what is a checking account ? It is a bank account, which deposit holders can use for their most common transactions, which include bill payment, purchases, etc...
    More >>>



    Imprest Balance

    Accounts payable jobs also involve paying bills on a timely manner, ensuring the payments meet certain criteria, so that the company’s credit ratings remain high and solid....
    An example of accounts payable can be your regular payments for cable or ISP services...
    Payments from the imprest bank account can be only done within the payment terms that are approved when entering into the bank agreement...
    In most cases, such accounts are open to make payments that cover some work outside the regular working cycle or system, e.g...
    More >>>


      < < < <     > > > >