Loan


Balance Transfer Credit Cards

In order to precisely calculate potential losses and benefits, you should use transfer calculators and compare transfer terms offered by different companies....
People move their money to lower interest or zero balance transfer credit cards ...


What are Balance Transfer Credit Cards?

Zero percent balance transfers are being practiced by credit card companies in order to attract clientele and take the edge off the financial crisis...
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Imprest – Main Facts about the Accounting System!

When they finally spend some of it they got the appropriate vouchers related to their spent amounts in order to restore the float...
We have created this website in order to help you to get the main ideas of this system, explain you all Imprest features and show the main Imprest nuances...


Lots of people choose Imprest system as it is a special means that controls all the expenditures providing them with a special sum of money...
And it’s very important to be careful here as once the special amount of money is spent your imprest account is not going to be credited anymore and thus it can be concerned as a permanent debt...
According to the system its main zest is the reservation of a fixed amount of money...
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Bookkeeping

This money is to cater for minor expenditures (hospitality, minor stationery, casual postage and so on) and is reimbursed periodically on satisfactory explanation of how it was spent...
A journal lists financial transactions in chronological order without showing their balance but showing how much is going to be charged in each account...
This type of cash book usually uses the imprest system: a certain amount of money is provided to the petty cashier by the senior cashier...
It may be split into two daybooks: receipts daybook for money received in, and payments daybook for money paid out

  • General Journal daybook, for recording journals
  • Petty cash book

    A petty cash book is a record of small value purchases before they are later transferred to the ledger and final accounts, it is maintained by a petty or junior cashier...
    For example the entries in the Sales Journal are taken and a debit entry is made in each customer's account (showing that the customer now owes us money) and a credit entry might be made in the account for "Sale of class 2 widgets" (showing that this activity has generated revenue for us)...
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    Imprest System – a Loan System Controlling Fraud and Theft!

    Moreover, many people use this system in order to save the chief cashier time as they usually write up their cash book or post it into the ledger...
    In fact today every company has a petty cash system that is often known as a small amount of money kept in hand...
    But once it gets low you’ll get a request to reimburse the money you’ve taken from it...
    Thus a petty cashier gets a certain amount of money that is called float that is limited by the balancing period needs...
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    Down Payment on a House

    In order to join such a program, you should qualify for that...


    There are a number of so called down payment assistance programs, which are intended for helping people build sums of money to buy a high value property...
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    Credit Card Processing

    There’s no more need to verify your credit card transactions with a phone – Internet merchant providers allow you to facilitate the process and process payments online at an unprecedented speed!

    There are many online resources offering credit card processing reviews , but let’s look at the benefits of CC processing services in general, which are obvious:

    With the Internet’s evolution, online shopping has become a common thing used on a daily basis...
    Such credit card processing services as online e-commerce, mail/phone/fax orders and e-checks have proved to be reliable, fast, and secure solutions that save you from wasting precious time on the road and in lines...
    In most cases, all you need to do is to log into your processor’s account and fill out your order details...
    If approved, the money is now moved to the acquiring bank (the fee of around 7 cents) and then reaches your merchant account...
    The next step is money transfer to the issuing bank (which is another USD 2)...
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