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What Are the Best CD Rates Today?

This article will break down everything you need to know about CDs, including pros and cons, the best CD rates and investment strategies, and alternative places to park your cash.

What Is a Certificate of Deposit?

A CD is a low-risk investment product sold by banks, credit unions, and brokerages...
This is still mostly true when it comes to brick-and-mortar banks and credit unions...
There is no penalty for selling before they mature, though commissions may apply if you use a broker.