Loan


Checking Account

The best checking accounts are offered by both national and regional banks, such as Bank of America, Home Street Bank, Citizens Bank, First New England FCU, etc...


Free checking accounts may have a number of benefits, which include unlimited check signing, free use of ATM, free online banking service, lack of balance restrictions, unlimited check writing etc...
Online banking services are available for imprest checking account holders too...


Checking Account Offers

Banking institutions use different methods to attract customers...
With checking accounts growing more and more popular, many banks offer user friendly online services with lucrative checking account rates ...
More >>>

Balance Transfer



As with any financial step you take during lifetime, you should consider a few important things when searching for the best balance transfer credit cards :

Be sure to pay attention to transaction fees that credit card companies charge on each balance transfer...
There are certain limitations and not all individuals are qualified for low rates offered on certain credit cards...
However, many balance transfers companies in America charge a fee of up to 3 % of the balance you shift...


Remember that imprest balance cards are more beneficial to those who have a good credit history and are paying interest rates in time...


If you want to transfer your card balance to an existing account rather than a new one, be prepared to pay an additional fee for the transfer...
More >>>

Where to Look for Savings Account Options

In addition to your traditional local bank, you may be surprised to find that you can open a savings account with one of these types of companies:

Why Choose An Online Savings Account?
Today, almost every financial institution with personal banking products has an online presence...
In the tech department, EverBank delivers mobile check deposit and other features on iOS and Android.

Note: Federal regulations limit the number of electronic, telephone, and check transactions you can make with your Money Market account to six withdrawals per monthly statement cycle.

EverBank Money Market Account at a Glance

Synchrony OptimizerPlus
If you need check writing from your savings account, the Synchrony OptimizerPlus Money Market account has you covered...
Their savings account currently yields 0.99%, which is high by today’s standards.

With Ally Bank, you can deposit checks with the mobile app by taking a picture and link to any number of external accounts to move money around easily...
With this guide, you should be able to find the right account for you.

All-Around Best Savings Account: Ally

Ally Bank is formerly known as the commercial financing and leasing giant GMAC which, a decade ago, may have made it an unlikely candidate as the best savings account...
In addition to fee-free savings, Capital One offers an array of online and mobile banking services and tools that can help you keep an eye on your money.

Capital One 360 at a Glance

Best Online Savings Account for High Balances: CITI Bank

CIT’s savings account offers a tiered interest rate structure, so higher balances earn higher interest...
More >>>



Balance Transfer Offers

  1. See for how long the introduction card rate is valid
  2. Are there any monthly or annual fees?
  3. Is the intro rate applicable to all transfers made during the introductory period or is it only valid for the first transfer?
  4. Does the rate spread to any of your purchases?
  5. How big is the rate charged after the introductory period expires?
  6. Is an imprest checking account set for quick payouts?
  7. Are there transaction fees? If the answer is ‘yes’, how big are such fees?
Keeping an eye on transaction fees is a must...
Keep in mind that imprest balance cards are not good for those who cannot pay in time...
Please, note that in America many balance transfer shifts are charged up to 3%...


It is not uncommon for US credit card companies to offer 2% or even 0% interest rates, but this is only for a limited period of time...
This is not the case with creating a new account...
More >>>

Free Checking Account

The most common ways are:

Those who travel often, either on private or business purpose, would need online checking accounts to manage their money anytime from any location...


The Benefits of Online Checking Account

Those clients who open checking accounts online benefit from it, since they get an opportunity to conduct financial operations with a single click without leaving one’s place...


Clients can conduct their financial operations online, since checking accounts are intended for daily use...
Remember that an account shouldn’t be opened just to get a gift, even an expensive one, since it does not release you from the obligation to keep the balance and pay fees...


Some banks of the USA, Europe, and Canada offer checking account promotions, presenting some gifts to new clients...
More >>>



Imprest Petty Cash – the Main Principle of Petty Cash System!



So, now you know what petty cash is, so, what is the imprest petty cash? Imprest petty cash system means that the general petty cash ledger account stays inactive...
When the currency is reduced in the petty cash account you get the request to replenish the spend coins and currency...
Once it is drawn the cash account is credited again...
Thus, the general ledger petty cash account doesn’t take part in the replenishing process...

If you need to define gross income , you will have to account your adjusted gross income first....
More >>>


  > > > >