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Payment Processing

You won’t be able to accept online payments without payment processing services; however, there are many things for you to consider before choosing this or that company, e.g.:

Credit Card Payment Processing

To run a successful online business, you will most likely need a secure card payment processing system...


Credit Card Processing Companies

There are many credit card processing companies; however, the leading position belongs to Payment Processing Inc , which provides payment processing platforms to US software companies and those companies based in Canada...
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Credit Card Processing

There’s no more need to verify your credit card transactions with a phone – Internet merchant providers allow you to facilitate the process and process payments online at an unprecedented speed!

There are many online resources offering credit card processing reviews , but let’s look at the benefits of CC processing services in general, which are obvious:

With the Internet’s evolution, online shopping has become a common thing used on a daily basis...

How Credit Card Processing Works

If you are not aware of how credit card processing works, it may be difficult for you to understand payment procedures as well as what types of services you may get from this or that provider...


If you run your business from home or you are a small business owner, a reliable transactions-processing company will ensure that your business gains more credibility and can accept payments through the Internet...

Step 2 – Order processing

When the payment details are collected and verified, the funds are sent to your merchant account and/or acquiring bank...


Telephone Credit Card Processing

Telephone credit card processing is one of the fastest growing payment options available for businesses of any kind...
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Merchant Services



A merchant services account can be used to accept payments made with the following sources:

Credit Card Merchant Services

Credit card merchant services are aimed at providing ample opportunities for online businesses to accept credit and debit card payments...


Merchant Services Direct offers a full range of online payment processing, including credit and debit card processing, electronic checks, e-wallet, etc...
You can also take advantage of such merchant card services as PayPal, 2CheckOut, or Google Checkout that allow you to accept unlimited payments without the need to open a merchant account with your bank or other payment processing company...


To use merchant card services on your website, you will need a payment gateway, which will send your clients’ credit card details from your website to the payment processing provider...
Therefore, if you are an owner of a high risk business, choose your payment processing provider wisely in order to save you from the losses associated with many ongoing payment transactions...
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Online Merchant Account

If you send money to an Asian payment processing system, the merchant will be charged more because the transaction will be considered international...


If merchant accounts are owned by a single recipient bank, businesses having high needs for payment processing may be at a risk...
In this case, a customer receipt is created and then processed over the phone.

  • Payment gateway is the most common service for authorizing and processing payments made via the Internet.
  • There are two basic methods used by online merchant account services :
    1. A sponsored bank or payments processor
    2. An authorized bank’s agent registered with MasterCard and/or Visa
    When payments are processed by a bank, you will need to get your merchant account directly from this bank...
    Many large banks readily provide high risk merchant accounts for any payment processing needs...
    The purpose of opening such accounts is that payment processing costs are usually lower when accepting payments worldwide and enable business owners to substantially reduce their charges on international payment processing...
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    Free Online Merchant Account



    There are several reasons why this sort of account is regarded by many as the best option:

    1. It is available for free
    2. It helps you boost your business by attracting audience from various parts of the world
    3. You have a broader choice of banks and electronic payment services
    4. You can increase your turnover and save more money
    Because banks charge higher fees for international transactions, an offshore account allows you to avoid these charges...
    For instance, if the Mexicans are your target audience and your business is registered in the United States, you can set up a Mexico-based offshore merchant account and receive payments from the residents of Mexico...
    Credit card processing has long become one of the most popular ways to make transactions...
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    Imprest Cash Funds



    Supporting Documentation for Expense Reimbursement



    Missing or Stolen Imprest Cash Funds

    Unit must file a police report and must also report to both University Audits and to Procurement Services...
    The usual time for processing of a reimbursement check is within five business days...


    Original receipts or suitable evidence of payment must be obtained for each cash expenditure or incidental purchase made from an Imprest cash Fund...
    Imprest Cash Funds may only be used in connection with University business and must not be loaned to or used by any individual for personal use or for cashing of personal checks, or used for subject fee payments or used to reimburse employees for travel and hosting expenses...
    Although the use of regular University purchasing options such as Purchase Orders, Non-PO Vouchers or the University Purchasing Card (P-Card) is the preferred way to pay for goods and services, Imprest Cash Funds will be approved in limited situations when maintaining a cash-on-hand balance is clearly the best payment option...
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