Loan


Payday Loans without Checking Account

But the convenience of online application has made it even easier for people to get cash advances without the need to visit brick-and-mortar institutions...


Payday loans without direct deposit

As you know, an active bank account is very important for getting approval for cash advances but you have an option...


Remember that Internet payday loans are the quickest way to get instant cash but you should pay attention to possible penalties in case you fail to repay the debt as well as the charges for loan extension or renewal...
You can also get cash rather than a transfer to your bank account...
If you are in a similar situation, don’t be in a haste to open a checking account as there are other options to get advance cash...
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Payment Processing

The benefits of ACH payment processing include the following:

Why credit card processing companies are so important for your business? Due to fast technological advances, businesses can take the most from their online presence...
Online shopping carts are a good option when you want to add value to your online business, while retaining conventional sales channels...
However, not all processing companies charge your account

Credit Card Payment Processing

To run a successful online business, you will most likely need a secure card payment processing system...


Many credit card payment processing companies offer online shopping cart facilities that can be customized to your particular needs...
ACH payment processing allows its users to provide more options for online payments, including the options that do not require permanent credit cards usage...
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Checking Account



If you want to have cashed checks sent to you by email or you’d like to use some kind of checking account package service, you must be ready to pay fees...
With checking accounts growing more and more popular, many banks offer user friendly online services with lucrative checking account rates ...
If you are choosing an online offer, please make sure the bank uses acceptable funding policies and there are free ATM machines available in your area...
With online banking services readily available, it is not uncommon for banks to use these methods to get someone to apply for checking account online ...


Free checking accounts may have a number of benefits, which include unlimited check signing, free use of ATM, free online banking service, lack of balance restrictions, unlimited check writing etc...
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Merchant Services



Online Merchant Services

There is a special category for such online merchant services as adult sites, rental services, recreation, phone ordering, dating, ticket services, investment, downloadable software, jewelry sales, weight loss, sports equipment, travel services, etc...
All these businesses are classified as high risk and need high risk merchant services that will help the business owners to engage in their online activity without most of the risks associated with opening a merchant account...


A merchant services account can be used to accept payments made with the following sources:

Credit Card Merchant Services

Credit card merchant services are aimed at providing ample opportunities for online businesses to accept credit and debit card payments...


Merchant Services Direct offers a full range of online payment processing, including credit and debit card processing, electronic checks, e-wallet, etc...
This means that you will only receive your money after a certain period and this may limit your cash flow...
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Online Merchant Account

These businesses include the following sectors:

Because such businesses face a high risk of chargebacks and refunds, they need the creation of a special account, namely a high risk merchant account that will reduce risks, maximize revenue and cash flow as well as protect against losses...
In this case, a customer receipt is created and then processed over the phone.
  • Payment gateway is the most common service for authorizing and processing payments made via the Internet.
  • There are two basic methods used by online merchant account services :
    1. A sponsored bank or payments processor
    2. An authorized bank’s agent registered with MasterCard and/or Visa
    When payments are processed by a bank, you will need to get your merchant account directly from this bank...


    Statistically, the best online merchant account will include the utmost protection against chargebacks and fraudulent transactions...


    Free Online Merchant Account

    An offshore merchant account is usually established to address the following needs: By establishing your merchant account online, you can get a transaction processing account within the frames of the territory located outside your business area...
    By diversifying your business with offshore merchant accounts, you get a more stable cash flow and less risk of transaction processing failures...
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    Imprest Balance

    Imprest Balance Definition

    An imprest balance, or petty cash balance, is a form of loans or advances allocated for specific purposes and replenished based on the expenditures...
    This is also called a petty cash fund that is usually restored to its original amount at the end of each financial year...
    The bank’s petty cash fund must be replenished periodically to ensure the sum’s availability in case of necessity...


    mprest Account

    An Imprest Checking Account is a type of account created specifically to ensure a constant flow of cash to reimburse minor or incidental expenditures...


    As a rule, the petty cash is given to employees in petty cash envelopes to ensure its safety and accountability...
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