Loan


Balance Transfer



Remember that imprest balance cards are more beneficial to those who have a good credit history and are paying interest rates in time...


Balance Transfer Calculator

If you want to pay out your loans fast, or are prepared to shift loans all the time, then you will most likely want to have 0 interest on balance transfers ...


As with any financial step you take during lifetime, you should consider a few important things when searching for the best balance transfer credit cards : Be sure to pay attention to transaction fees that credit card companies charge on each balance transfer...


Balance Transfer Credit Cards

If your credit card has large balances that are carried on every month, you should definitely consider a credit card balance transfer , which is one of the ways to save money...


0 Balance Transfer

Due to hard economic times in the United States and worldwide, many credit card companies attract new clients by offering a zero percent balance transfer ...
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Imprest Balance

Imprest Balance Definition

An imprest balance, or petty cash balance, is a form of loans or advances allocated for specific purposes and replenished based on the expenditures...
Payments from the imprest bank account can be only done within the payment terms that are approved when entering into the bank agreement...


People can also open an imprest bank account that will be restored by the general revenue fund committee when the allocated amount is used up...
To maintain the availability of imprest cash , this amount is replenished from time to time...
The imprest balance is a part of a petty cash system used to gather a specific amount of cash for appropriate use...
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Balance Transfer Offers



Balance Transfer Calculator

0 interest balance transfers are great for those who are ready to shift loans regularly...
Keep in mind that imprest balance cards are not good for those who cannot pay in time...
  1. See for how long the introduction card rate is valid
  2. Are there any monthly or annual fees?
  3. Is the intro rate applicable to all transfers made during the introductory period or is it only valid for the first transfer?
  4. Does the rate spread to any of your purchases?
  5. How big is the rate charged after the introductory period expires?
  6. Is an imprest checking account set for quick payouts?
  7. Are there transaction fees? If the answer is ‘yes’, how big are such fees?
Keeping an eye on transaction fees is a must...


Balance Transfer Credit Cards

A credit card balance transfer can be a good option if you have a large and stable balance on your credit card...


Zero Balance Transfer

The recent major economic disturbance in the US and overseas has prompted some credit card companies to offer 0% balance transfers...
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The Imprest Stock System That Doesn’t Ruin Your Business



Prediction of the Imprest Stock Balance

Due to the fact that companies produce their annual budget long in advance (at least in a month), there is a need to predict the imprest stock balance for both raw materials and ready-to-go products at the beginning of the year...


This is where the imprest stock system will be very practical...
Determining the proper amount and the location of warehouses as well as the policy of the safety stock is one of the major challenges in designing the imprest stock system...


How to Reduce Delivery Costs?

The imprest stock system allows you not only to keep your items and cash flow balanced, but also reduce delivery costs...


If the analysis of the imprest stock dynamics shows that the amount of items is at about the same level in the beginning of each month (this situation can be observed either when the company’s activity is rather balanced with maintaining the imprest stock at a certain level, or when “dead stock” is there, which is a common thing for many companies in the USA), then the available data on the stock balance can be taken, for example, based on the previous months of the current year...
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Balance Transfer Credit Cards



If you have a good credit record, you can use imprest balance cards...


Balance Transfer Calculator



You can go for a 0 interest on balance transfer if you are ready to pay out quickly...


Whatever kind of transfer you choose, there are a few must-know things, which you should bear in mind while choosing between different companies:
  1. The longevity of the introduction card rate
  2. Fees and commission charges
  3. To how many transfers the introductory rate is applied?
  4. Is the rate applied to your daily purchases?
  5. How will the rate change when the introductory period expires?
  6. Imprest checking account details
  7. Transaction fee size.
Credit card companies charge transfers differently...


Balance Transfer Credit Cards

You can go for a credit card balance transfer if you have a large balance...


What are Balance Transfer Credit Cards?

Zero percent balance transfers are being practiced by credit card companies in order to attract clientele and take the edge off the financial crisis...
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Imprest Account – Purpose, Instructions and Main Facts!



For imprest cash agreement you need the BA-095 form...


In case you want to close an imprest account or if the fund is not required anymore it should be obviously closed...
This form needs to be signed by the person that aiming to create imprest cash account and then it should be approved by another person depending on the establishment – a director, dean and so on...
Usually imprest account implies the purchases less than $100 that can be commited without general ledger petty cash system...
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